1.
Glady JE, Rantung R. ANALISIS DETERMINAN NIAT MENGGUNAKAN E-MONEY DI KALANGAN MILLENNIALS DENGAN PENDEKATAN UTAUT. KJM [Internet]. 2020Feb.28 [cited 2025Nov.10];1(1):90-104. Available from: https://nurturagrow.site/index.php/kjm/article/view/451