GLADY, J. E.; RANTUNG, R. ANALISIS DETERMINAN NIAT MENGGUNAKAN E-MONEY DI KALANGAN MILLENNIALS DENGAN PENDEKATAN UTAUT. Klabat Journal of Management, [S. l.], v. 1, n. 1, p. 90–104, 2020. DOI: 10.60090/kjm.v1i1.451.90-104. Disponível em: https://nurturagrow.site/index.php/kjm/article/view/451. Acesso em: 10 nov. 2025.